Banks built fortunes on your money. Now it's your turn.
The banks have been earning on your savings for decades. We'll show you how to do what they do, privately, safely, and on your terms.
The bank sits in the middle. It doesn't have to.
Every dollar in your account is lent out at many times what you are paid on it. That spread built the banks. The same markets are now open to you directly, on-chain, and for the first time you can sit where the bank sits, with the same discipline you would bring to property or shares.
The quiet loss
Savings in the bank earn a fraction of what the bank makes on them, and less than inflation takes. Every year, quietly going backwards.
The loud mistake
Chasing headlines, tips and influencers with no plan, no yield and no exit. That is how people lose money in crypto.
The Ashmont way
One written method, a research desk that checks the market every hour, and a founder who builds the plan around you.
25,000 opportunities an hour. A handful survive.
Every hour our desk scans the on-chain markets where money can earn, throws out anything that cannot explain where its yield comes from, and grades the rest on risk. Members see the full board: who pays each yield, how it is paid, and exactly what could go wrong.
One written method. Four steps.
The same method the desk uses, written down before a single dollar moves and reviewed as the market turns.
Protect
Your keys, your wallet, and a core that survives a bad year. We ask how money could be lost before it moves.
Earn
Sit on the lending side, using vetted yields only, knowing exactly who pays you and why.
Grow
A measured slice in higher-growth digital assets, sized to you and your comfort with risk.
Read the cycle
When to add, when to hold and when to take profit, using our Cycle Dial.
A private desk in your pocket. In your name.
The tools private banks keep for their best clients, built into one app that connects to your own wallet and never takes custody. Research, planning, buying and tracking, all in one place, all under your control.
The research board
Every opportunity the desk has vetted, graded and refreshed hourly, with who pays it and what could go wrong.
The yield aggregator
25,000+ pools scored and sorted into Safest, Core, Growth and Frontier, so you only ever look at what fits your plan.
Ashmont Swap
Buy 350+ digital assets straight from your own wallet, priced across hundreds of venues, every cost shown before you sign.
Keystone Portfolio
Set an amount and your comfort with risk. The app sizes every position from live rates and writes the plan down.
Your portfolio, whole
Every position across every wallet in one view, with your income outlook and how each part is performing.
The Cycle Dial
The desk's read on the market in one glance: when to add, when to hold, and when to take profit.
Everything you need. Nothing you hand over.
Membership is by application. Every member gets the desk's research, a structured education, the Ashmont app, and a founder who knows their plan by name.
Desk research on where money earns on-chain, and when the market favours adding, holding or taking profit.
- The full research board, graded every hour
- The Cycle Dial market read
- Desk notes and portfolio updates
- Plain-English risk on every position
Step-by-step modules from your first wallet to a complete portfolio, in plain English.
- Wallets and self-custody
- Earning on dollars and digital assets
- Building and sizing a portfolio
- Records, structure and exit rules
Your written plan, built with our founder around your savings, your goals and your comfort with risk.
- The core you protect
- What earns, and how much
- What grows, and when to take profit
- Reviewed as the cycle turns
A person, not a chatbot. Private calls with our founder and live sessions with other members.
- 1 : 1 private calls
- Live member sessions
- Wallet set-up, walked through with you
- The member terminal: yields, portfolio and swaps from your own wallet

Six things we will not compromise.
Your money, your name
We never hold your funds, never move them and never ask for your recovery phrase.
Education, not advice
We research and we teach. Every decision stays yours.
Protect first
Before anything earns or grows, we build a core that survives a bad year.
Vetted, not hyped
Every yield is graded, with who pays it and what could go wrong.
Plain English
No jargon, no tips, no hype. You will understand everything you own.
A person you can call
A founder who knows your plan, not a ticket queue.
Who holds your money?
Ashmont, in plain terms.
- Founded in Auckland, New Zealand. Members worldwide.
- Private research and education for building wealth in the new financial system.
- Every member follows the four-step method and receives a written Keystone Plan.
- Members get the Ashmont app: research board, planning, swaps and portfolio, all in their own wallet.
- Private call: thirty minutes with our founder, by application.
- We do not manage money, hold member funds or give personal financial advice.
Straight answers for serious savers.
Self-custody explained: holding digital assets in your own name
6 MIN → ResearchWhere does on-chain yield actually come from?
8 MIN → StructureHolding digital assets through a family trust
7 MIN →Do you ever hold my money?
No. Your money stays in a wallet only you control. We never hold funds, never move them and will never ask for your recovery phrase.
Is this financial advice?
No. Ashmont provides research and education. We show you how things work and what could go wrong; every decision is yours.
Do I need crypto experience?
None. Most members start from zero. The Academy and your private call take you from your first wallet onward.
What happens on the call?
Thirty minutes with our founder: where you are today, how we would approach it, and a clear next step you keep whether you join or not.
Can I lose money?
Yes. Digital assets are volatile and every yield carries risk. That is why the method starts with protection, and why every position on the board shows what could go wrong.
Book a private call.
Thirty minutes with our founder. Where you are today, how we would approach it, and a written next step you keep whether you join or not.
By application · Limited calls each week · No obligation
